
Vision
Mission
Goals
Why Choose Us?
Keyes Insurance Services, Inc. has been serving our clients for over 25 years. We have extensive experience in all forms of employee benefit plans and options and are licensed with over 40 different Health, Life, Dental and Disability insurance companies. As an independent agency, we can search those companies for products and services that best fit your needs.
We have group clients ranging in size from two to several thousand. We have the expertise to service all sizes of companies and address each of their unique challenges. Keyes Insurance Services, Inc. is large enough to service any size employer, yet small enough to give each employer the individual attention they want and deserve.
We Specialize In Employee Benefits
We have over 50 years combined experience helping employers of all industries address their employee benefit needs.
Independent Agency
We are not associated with any one company; this allows us to shop the market with an unbiased view ensuring our clients best interests are met.
All Of Your Group & Individual Insurance Needs In One Company
OUR SOLUTIONS
Group Benefits
Employer Benefit packages are our speciality. Group Health plans are generally the core of most employers benefit packages. Let us help you customize a benefits package and strategies that will help meet your companies long term goals, including:
- Group Medical
- Dental Plans
- Life Insurance
- Disability Insurance
- Voluntary or Self-funded Plans
- Benefit Admin Technology
- Compliance Resources and Tools
- An Employer/Employee Benefit Portal
- Tailor-made Employee Benefit Booklets
Individual & Family
Keyes Insurance also provides individual and family plans:
- Individual and Family Health Plans
- We work with all the major Health plans in the state of Utah, such as Select Health, Blue Cross and Molina.
- Temporary Insurance Policies
- Children’s Policies
- Personal Life Insurance
Commercial / Auto & Home
Keyes Insurance can also provide you with the help you need for your commercial policy needs. We offer business liabililty, worker’s comp, and commercial auto policies.
As an independent agency, we are licensed with several carriers which allows us to compare coverages to find the best price for our clients. Most of our carriers offer multi-policy discounts and several other discounts, such as: good student, multi-car, multi-driver, clean driving, etc. We also have employee group discounts with several carriers.
When you need commercial, home and auto insurance in Ogden, UT, Keyes Insurance can help!
Cafeteria Plans and HRA Administration
Keyes Insurance Services has a TPA (third Party Administration) division Keyes Administrators. This is a tremendous advantage when coordinating benefits for employers. Most agencies must outsource their TPA work. With Keyes Administrators, you have one number to call. Examples of our administration services include:
- Self-Funded Dental Administration
- HRA (Health Reimbursement Arrangement) Administration
- Cafeteria Plan Administration
Our STAFF
Keyes Insurance Services, Inc. has been serving our clients for over 25 years. We have extensive experience in all forms of employee benefit plans and options. We are licensed with over 40 different Health, Life, Dental and Disability insurance companies. As an independent agency, we can search those companies for products and services that best fit your needs.
We have group clients ranging in size from two to several thousand. We have the expertise to service all sizes of companies and address each of their unique challenges. Keyes Insurance Services, Inc. is large enough to service any size employer, yet small enough to give each employer the individual attention they want and deserve.
Dirk Keyes
President / General Manager / Agent
Dirk graduated from Weber State University in 1998 with a Bachelors in Technical Sales. He is a licensed Life, Health, Disability and Property/Casualty agent.
Dirk handles the day to day servicing for the majority of our large accounts. He is actively involved in the group insurance market and currently sits on the agent’s advisory board for several of the insurance carriers in the area. He also served as the President of the Northern Utah Chapter of the Utah Association of Health Underwriters, and as the legislative chair for the Northern Utah Chapter. Dirk has been in the Insurance business for over 25 years with all of those years being in the group benefits market.
Dirk is a lifelong resident of the Ogden area and currently lives in South Weber with his wife Trudy and their four children.
Kelly Keyes
Vice-President / Agent
Kelly Keyes is the VP of Keyes Insurance Service Inc. He is a licensed Life, Health, Disability and Property/Casualty agent, specializing in employer benefit packages. He has been with Keyes Insurance Services since 2001.
Kelly Graduated from Weber State University with a Bachelor’s degree in Technical Sales in 2001.
Kelly is also a nationally recognized authority for direct reimbursement dental plans, and has been awarded at the National American Dental Association convention in Chicago.
Kelly is a lifelong resident of the Ogden area and currently lives in South Weber with his wife Jen and their two children.
Blake Keyes
Vice-President / Agent
Blake Keyes is currently a Vice President of Keyes Insurance Services and is also the management director of Go-Direct Dental.
He began working at Keyes Insurance Services in 2004 and graduated from Weber State University with a Bachelor’s of Science Degree in Technical Sales in 2005. Blake is licensed in life and health and focuses on group benefits as well as direct reimbursement dental plans. Blake is also actively involved in marketing for the agency.
Blake is a lifelong resident of the Ogden area. He and his wife, Morgan, currently live in South Ogden with their two daughters.
Aimee Monson
Secretary / Treasurer / Agent
Aimee is the Secretary/Treasurer of Keyes Insurance Services and has been with the agency since 1996. Aimee attended both Utah State University and Weber State University graduating from Weber State University in 1998. She is a licensed Life, Health, Disability and Property/Casualty agent.
Aimee is a lifelong resident of the Ogden area and currently lives in Uintah with her husband Tyler and their three children.
Lauren Zesiger
Executive Assistant
Lauren is the administrative assistant at Keyes Insurance.
Lauren graduated from Weber State University with a Bachelor’s degree in Business Administration and Human Resource Management. She enjoys hiking, being outdoors, and spending time with family and friends.
Lauren currently lives in Ogden with her husband Taylor.
Debbie Fojtek
Agent
Debbie is the Property and Casualty manager at Keyes Insurance. She started with the agency in 1997 and after a brief leave of absence has returned to the agency. Debbie services and writes the personal lines and commercial clients.
She is a lifelong Ogden area resident. She attended Weber High and Weber State University. Some of her favorite things to do are: travel the world, bake, and cheer on her favorite teams. She is a huge Boston Red Sox and University of Michigan fan. Most of all she loves to spend time with her family and friends.
“ They are an immense help to us when it comes time for benefit renewals, but it doesn't stop there. Keyes has helped us outsource our COBRA administration, ACA filing, and other benefit administration. They do the research to find a trusted vendor and they've never steered us wrong. ”
“ We absolutely love working with Keyes and wouldn't have it any other way. ”
ADMINISTRATIVE SERVICES
IT'S A WIN-WIN FOR YOU AND YOUR EMPLOYEES!
This benefits you as an employer by…
- Minimal administration duties on your part
- Reduces payroll taxes
- Gives employees added benefits
- Very inexpensive to implement
This benefits your employees with…
- Increase take home pay
- Reduces Federal income tax
- Reduces State tax
- Reduces Social Security tax

125 Cafeteria Plan & HRA Administration
Keyes Insurance Services has a TPA (third-party administration) division Keyes Administrators. This is a tremendous advantage when coordinating benefits for employers. Most agencies must outsource their TPA work, but with Keyes Administrators you have one number to call.

Self-Funded Dental Administration
Go-Direct Dental Plans – a subsidiary of Keyes Insurance Services, Inc. – specializes in Direct Reimbursement Dental administration. Direct Reimbursement Plans will put you in control of your dental benefit dollars. DR plans have very high employee satisfaction and low administration fees.

HRA (Health Reimbursement Arrangement) Administration
Health Reimbursement Arrangements have become increasingly popular over the past few years. Keyes Administrators – a division of Keyes Insurance Services, Inc. – can provide quality H.R.A. administration for your company. Let us help you custom design an H.R.A. that fits your company’s needs.

Cafeteria Plan Administration
Keyes Administrators has been providing quality 125 plan administration for several years. By implementing a Section 125 Cafeteria plan, your company can reduce it’s payroll taxes while at the same time increasing your employee’s take home pay. A cafeteria plan allows employees to pay for health insurance premiums, day care expenses, and other qualified medical expenses on a pre-tax basis. This can mean a substantial savings for your employees on state, federal, and FICA taxes. Not only do the employees save money, your company can too! By subtracting the employees pre-tax contributions, your company will save on FICA matches.
Quick Quote
Please provide your contact information below and a Sales Representative will contact you about a quote.
